
Hanmi Financial (HAFC) Stock Forecast & Price Target
Hanmi Financial (HAFC) Analyst Ratings
Bulls say
Hanmi Financial is a Los Angeles-based bank that specializes in providing financial services to Korean-Americans and other multi-ethnic communities. The company's reported strong net interest margin expansion and improvement in trade finance fees, although overall revenue growth was in line with expectations. The company's management also expects low-to-mid single digit loan growth in 2026, which is in line with industry trends. However, the increase in criticized loans may raise some concerns about asset quality. Overall, while the company is performing well, a neutral rating is maintained due to potential risks and uncertainties.
Bears say
Hanmi Financial is expected to see low-to-MSD loan growth in 2026, which is below current projections and offset by lower payoffs and high line utilization. Additionally, with a decrease in deposits, they may struggle to maintain pace with core deposit gathering, leading to a lowered NII outlook for 2026 and subsequently lower earnings estimates. Overall, the fundamental outlook for Hanmi Financial is negative due to slower growth and earnings potential.
This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.
Hanmi Financial (HAFC) Analyst Forecast & Price Prediction
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